Overdraft Protection

We have several ways to protect members from the fees of overdrawing your account.

Transfer from Savings

We can make an automatic transfer to your checking from your share savings account to cover any insufficient balance. This service is provided automatically to all members with checking accounts.

Overdraft Line of Credit

Keep peace of mind and avoid embarrassment with a revolving low-rate line of credit that automatically transfers funds to your checking account to cover overdrafts.

Courtesy Pay

This program can cover over the counter overdrafts (in branch only). The amount advanced with Courtesy Pay must be paid back within 45 days. Member must be eligible. Contact the Call Center for details.


Overdraft Protection Benefits

  • Helps protect your credit rating
  • Saves you the cost of Non-Sufficient-Funds fees
  • Easy payment options
  • Amounts from $500 to $10,000