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Rates

Vehicle Loans

Approx Term APR as low as
New Vehicles Up to 60 Months w/ 80% financing 1.50%*
Up to 72 months** w/ 80% financing 2.25%*
Up to 60 Months w/ 100% financing 1.75%*
Up to 72 Months** w/ 100% financing 2.50%*
Used Vehicles Up to 60 Months w/ 80% financing 2.00%*
Up to 72 months** w/ 80% financing 2.75%*
Up to 60 Months w/ 90% financing 2.50%*
Up to 72 Months** w/ 90% financing 3.25%*
Up to 60 Months w/ 100% financing 2.75%*
Up to 72 Months** w/ 100% financing 3.50%*
New and Used Boats/RV/ATV Up to 48 Months 7.99%*
Up to 84 Months 8.25%*

*APR = Annual Percentage Rate. All rates subject to change without notice. Loan rates are based and priced according members' individual credit ratings. The loan rates listed above are the minimum rates offered. 
**72 month financing available for automobiles over $20,000.

Home Equity Line of Credit

As low as
Home Equity Line of Credit Up to 90% of Value (up to $250,000) 4.00%*

*APR = Annual Percentage Rate. All rates subject to change without notice. Loan rates are based and priced according to members' individual credit ratings.  HELCO=Home Equity Line of Credit is up to 90% of the appraised value.  HELOC loan has an intro rate of 2.99% for the first 12 months.  Following that it will revert to the Prime Rate as listed in the Wall Street Journal. Interest rate cannot exceed 18% and loan amount request cannot exceed $250,000; Floor rate is 4%.  For more information please call 703.750.4394 and ask for our lending department.

Fixed Rate 2nd Mortgage

As low as
5 years up to $50,000 3.00%
10 years up to $100,000 4.00%
15 years up to $150,000 5.00%

*APR = Annual Percentage Rate. All rates subject to change without notice. Loan rates are based and priced according to members' individual credit ratings. Loan amount request cannot exceed $150,000.

Secured Loans

APR* Term
Share Secured Loan** 100% of Shares 2% above index 10 years
Certificate Secured Loan** 100% of Certificate Value 2% above index 10 years

*APR = Annual Percentage Rate. All rates subject to change without notice. 

**The annual percentage rate for a Share and Certificate Secured advance will be 2% above the dividend rate paid on the shares.

Unsecured Loans

As low as
Personal Loans 10.75%*
Debt Consolidation 12.75%*
Overdraft Protection 12.99%*

*APR = Annual Percentage Rate. All rates subject to change without notice. Loan rates are based and priced according to members' individual credit ratings.

Credit Card

APR*
Visa Credit Card 11.99%*
Student Visa Credit Card 11.99%*

*APR = Annual Percentage Rate. All rates subject to change without notice. Loan rates are based and priced according to members' individual credit ratings.